5.0.0 Safe to install
SmartNaira offers a streamlined approach for Nigerians seeking online loans, with flexible repayment periods ranging from 91 to 365 days. The platform emphasizes efficiency and user convenience in its lending process.
Efficient Loan Application Process
For individuals requiring urgent financial assistance, SmartNaira provides a straightforward and rapid application procedure. The integration of fintech solutions facilitates a smooth borrowing experience, characterized by simple eligibility criteria, tailored offers, and unrestricted fund utilization. Upon approval, funds are transferred directly to your bank account.
Three-Step Loan Acquisition:
- Register using your mobile phone number;
- Complete your personal details swiftly;
- Request the desired loan amount.
Product Specifications:
- Loan Tenure: 91 to 120 days
- Maximum Loan Amount: NGN300,000
- Annual Percentage Rate (APR): 12% to 30%
- Service Fees: 6% to 24%; monthly interest begins at 0.5%
- No Hidden or Transaction Fees
As an example, a three-month loan of NGN40,000 with a 6% service fee and a monthly interest rate of 0.5% results in an APR of approximately 12%, with total repayment amounting to NGN43,000.
Your Privacy and Data Security
SmartNaira is committed to safeguarding user information. Your personal data is protected and will not be shared with third parties without your consent.
Contact Support
If you require assistance, please do not hesitate to reach out via email: [email protected].
Overview
SmartNaira is a Freeware software in the category Business developed by Floodlights Technology Limited.
The latest version of SmartNaira is 5.0.0, released on 05/31/2025. It was initially added to our database on 05/31/2025.
SmartNaira runs on the following operating systems: Android.
SmartNaira has not been rated by our users yet.
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