SmartNaira 5.0.0

SmartNaira offers a streamlined approach for Nigerians seeking online loans, with flexible repayment periods ranging from 91 to 365 days. The platform emphasizes efficiency and user convenience in its lending process.

Efficient Loan Application Process

For individuals requiring urgent financial assistance, SmartNaira provides a straightforward and rapid application procedure. The integration of fintech solutions facilitates a smooth borrowing experience, characterized by simple eligibility criteria, tailored offers, and unrestricted fund utilization. Upon approval, funds are transferred directly to your bank account.

Three-Step Loan Acquisition:

1. Register using your mobile phone number;
2. Complete your personal details swiftly;
3. Request the desired loan amount.

Product Specifications:

• Loan Tenure: 91 to 120 days
• Maximum Loan Amount: NGN300,000
• Annual Percentage Rate (APR): 12% to 30%
• Service Fees: 6% to 24%; monthly interest begins at 0.5%
• No Hidden or Transaction Fees

As an example, a three-month loan of NGN40,000 with a 6% service fee and a monthly interest rate of 0.5% results in an APR of approximately 12%, with total repayment amounting to NGN43,000.

Your Privacy and Data Security

SmartNaira is committed to safeguarding user information. Your personal data is protected and will not be shared with third parties without your consent.

Contact Support

If you require assistance, please do not hesitate to reach out via email: [email protected].